Injury Claims From Worksite Accidents

"Some employers in Texas choose not to buy workers' compensation insurance. These employers are called 'non-subscribers.' If you get hurt at work and your employer is a non-subscriber, your case works differently than a normal workers' comp claim. In most cases, you can sue your employer directly for your injury."

"Yes. If your employer doesn't carry workers' comp insurance, Texas law usually lets you file a lawsuit against them for your injury. This is different from a workers' comp claim, where you normally can't sue your employer."

"When your employer doesn't have workers' comp, Texas takes away three excuses employers usually get to use. They can't say the accident was partly your fault. They can't say you knew the job was dangerous and chose to do it anyway. And they can't blame a coworker instead of the company. This makes it easier to hold your employer responsible for what happened."

"You need to show your employer did something wrong that led to your injury. This could mean broken equipment, not enough safety training, not enough workers for the job, or ignoring a safety problem they already knew about. A workers' comp claim doesn't require this - but a non-subscriber case does."

"This matters much less in a non-subscriber case. Because your employer can't use the usual excuses about your own actions, you may still be able to recover money even if you made a mistake too. Renee and Rudy's office can walk you through exactly how this applies to your case."

"Some workplaces post a sign about their workers' comp status. Many don't. If you're not sure, call us. We can help you find out before you decide what to do next."

"You may be able to get money for your medical bills, your lost paychecks, and your pain and suffering. Workers' comp often limits or blocks some of these. A non-subscriber case can pay for more."

"We see these cases most in construction, oilfield work, warehouses, factories, and office jobs. If you got hurt at work in any job and you're not sure about your employer's coverage, it's worth a phone call."

"In most cases, you have two years from the day you got hurt to file a lawsuit against your employer. Some cases have different deadlines. Don't wait - call a lawyer as soon as you can."

"Yes. These cases are harder to prove than a normal workers' comp claim, because you must show your employer did something wrong. A lawyer can look into what happened, find every way your employer failed to keep you safe, and fight for the full amount you deserve."

"If you've been seriously hurt at work and your employer isn't stepping up, time matters. Things like camera footage, safety records, equipment logs, and witness statements can disappear or get thrown away quickly - sometimes within days. The sooner we start investigating your case, the better chance we have of saving that evidence before it's gone, and making sure your rights are protected from the very beginning."